RS Insurance....again

[Fireball]

I know this has been done to death, but i need some up to date answers. Here goes:

As i understand it, I can't use my No Claims bonus on two policies? So does it then build up as a second set of NCB on the other car?

Secondly, with the likes of Adrian Flux, do they do 6 month policies (as I'd prob only come out in summer). Clearly i wouldn't expect a NCB from 6 months.

Lastly, who do you suggest - I'll be sticking no more then 2000 miles on it a year i expect. Darren Brown has an awesome deal with Adrian Flux, for his ERS, so i might go ask them first.

Yes, it's for a FRS. Provided a certain someone doesn't sell it first......

[cozmeister]

If you're an RSOC member ring up Boncaster and ask them - they'll also insure your daily runabout on the same policy.  Even with my nefarious locality and 7 years no-claims I'm paying just over £500 a year for my Saff.

The whole NCB con depends entirely on how inflexible/narrow minded the insurer is, so your experience will vary from con-artist to con-artist insurer to insurer.

[Daz-cos]

knew you couldnt resist!! its there waiting for ya on a plate. will be awesome. 

[Fireball]

knew you couldnt resist!! its there waiting for ya on a plate. will be awesome. 

Will be awesome when i give it power steering and 220bhp 

....and crash it into a ditch 


Thanks Chris, ill try them for a quote. Want to get ideas together soon.

[bil n kel]

i would never go with adrian flux again!!!! they sent me a renewal for £1150 for 3rd party fire theft on a standard cossie with alloys and exhaust, so i had a ring round and greenlight quoted me £650 fully comp for 350bhp  then when i phoned flux to say i had found a better deal elsewhere they instantly said they would match greenlights quote to which i replied " you bunch of robbing c*nts can stick your insurance up your arse" the bloke on the phone said theres no need to be like that. but i disagreed and asked him how they could justify charging me near on £1200 for standard car, then double bhp of my car and upgrade to fully comp and lower premium to £650. the bloke had no answer to that funny enough

[RST-Steve]

Nice steve, nice............ you know you want too

In regards to insurance, i wouldn't bother with Adrian Flux, been with them twice now with different cars and wasn't impressed with all the paper work and declarations you have to sign etc etc. They're only a broker afterall and they only give you insurance for someone else, like Highway for example, thats who they gave me. Darren has an awesome deal tho, he's done well there lol.

Both my cars are with Admiral, never had any probs and easy to deal with. Got them on their multi car policy

[Fireball]

Nice steve, nice............ you know you want too

In regards to insurance, i wouldn't bother with Adrian Flux, been with them twice now with different cars and wasn't impressed with all the paper work and declarations you have to sign etc etc. They're only a broker afterall and they only give you insurance for someone else, like Highway for example, thats who they gave me. Darren has an awesome deal tho, he's done well there lol.

Both my cars are with Admiral, never had any probs and easy to deal with. Got them on their multi car policy

Right, will call them up too when i get around to it. Have you declared your mods tho steve or is it "standard"?  

bil n kel - Facking hilarious, NICE. That is bollocks indeed.

[Nash]

Paul at 'Need to insure' is the best i have used. Ex Gold cup winner with a mint Escos.

I insure the saph for £500 with everything declared.

[RST-Steve]

Nah mines not declared as standard, wouldn't do that but haven't declared everything like Darren has.......... just the main and important bits your quite right tho, with the clean licence i'd just send a photocopy and say no points as they have, afterall, been wiped!